• When you join the Golden Oak Club, you can take advantage of the special club package of free and extra banking services at Polk County Bank. You'll also become eligible to participate in club trips, tours, seminars, and events.
The Golden Oak Club is a distinctive and prestigious club that offers extra banking services and special benefits. Any valued customer who is 50 years of age or better may join this club.

It’s easy to become a member. As a customer of Polk County Bank, all you have to do is meet one of the following requirements and you’ll start enjoying the benefits of the Golden Oak Club:
-Maintain $1,500 in any Polk County Bank checking or savings accounts.
OR
-Maintain $5,000 in any Certificate of Deposit at Polk County Bank.

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. As a valued member of the Golden Oak Club, you will receive the following special benefits: 

Golden Oaks Club Checking
Golden Oak Club members receive free club checks plus no monthly service charge on your checking account if a minimum balance of $1,500 is maintained in checking or savings OR $5,000 in a CD. If the balance drops below the minimum required a $15 club fee will be charged.

Bonus Rate on Certificates of Deposit
As a Golden Oak Club member, you’ll earn more interest over longer periods. A ¼% bonus will be paid on CDs that have maturities of 18 months or longer.

Free Banking Services on the following:
Free Travelers Checks
Free Cashiers Checks
Free Notary Services
Free Local Fax Services
Discounted Stop Payment Services of $15
Free Account Reconciliation (If you are having trouble balancing)

ATM Debit Card
Our Polk County Bank card gives you a faster way to access funds at any ATM or with your debit card. Use it worldwide wherever VISA is accepted, or at any convenient SHAZAM ATM machine.

Check Guarantee Service
For those club members who are travelers, a check guarantee service is offered for checks up to $250. This telephone service allows verification of the checks you present to merchants while you travel far away from home.

No Fee ATM Card
At Polk County Bank your ATM card is truly a convenience. We charge no monthly service fees and no transaction fees.

Discounted Safe Deposit Box
As a Golden Oak Club member, you’ll receive a 3x5 safe deposit box free for one year or $18 off any size for a year.

Emergency Medical Expense Waiver
As a Golden Oak Club member, you will be allowed a penalty-free early withdrawal on your Polk County Bank Certificate of Deposit for emergency hospitalization or nursing home care expenses.

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Mary Miller, VP of Customer Service and Golden Oak Club Travel Director, invites you to these exciting event and travel opportunities. So why waste a minute? Sign up today. The trips fill up quickly.

April 28, 2008
Travel Slide Show for San Antonio Holiday Trip

11:00 a.m. at Polk County Bank in Johnston
Come and learn about our December 6-10th holiday trip to San Antonio

May 6, 2008
Annual Spring Luncheon with featured food and home expert, Carol McGarvey

11:30 a.m. at Hyperion Field Club
Carol, a freelance writer and editor, spent 33 years with the Des Moines Register, first as a copy editor and then as a features reporter writing about food and home issues. She served as a food judge at the Iowa State Fair for 19 years, taught journalism at Drake University for five years, co-authored a number of cookbooks, and wrote a syndicated column that ran for six years. One of her colleagues, noting the relationship this widely recognized journalist built with her audience, reported that McGarvey often received calls at home from people who had questions about food preparation. One Thanksgiving morning when a reader called to ask how much cornstarch to use to make gravy, McGarvey went to her cupboard and literally read the directions from her box of cornstarch to the reader.

May 19-23, 2008
San Francisco Getaway featuring Monterey & the Napa Valley

This trip is full. If you want to go, please call and I will put you on a waiting list.

June 10-11, 2008
 Harmony and Lanesboro, Minnesota - The Amish Tour

Explore the Mystery Cave State Park, the Preston Apple & Berry farm and more…
Meet author Drucie Milne who has written two books about her Amish neighbors. She will give a talk and lead us through the beautiful rolling countryside where we may see Amish farmers working in the fields. Cost: Single $244, Double $199

August 6, 2008
San Antonio Holiday Trip first deposit due

September 16-17, 2008
Nebraska City, Nebraska

Arbor Day Farms Tree Adventure & Apple House
Tour J. Sterling Morton’s (founder of Arbor Day) 52-room mansion
Cider House Theatre Show
Missouri River Basin tour and the Lewis and Clark Visitor Center
Museum of Firefighting
Kimmel Orchard & Winery

November 6, 2008
Omaha, Nebraska - Day Trip

Activities yet to be announced.

December 6-10, 2008
San Antonio Holiday Trip

Featuring: The Alamo, Aztec Theater, Fredericksburg, Bandera Dude Ranch, Tex-Mex Cooking Class, and a cruise along the Paseo Del Rio

Call Mary Miller at 515.331.2354 for trip details and price.

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