Polk County Bank is a state chartered commercial bank. We've been serving the banking needs of northwestern Polk County since 1903. Three generations of the Miller family are currently on board, following A.F. Miller who started with the bank in 1910. As a community bank, we firmly believe in being a partner with the communities we serve providing enduring economic value and enhancing the quality of life. Besides serving the banking needs of consumers in our markets, we deal with numerous area businesses, handling both their deposits and credit needs. We're aggressive lenders. We are active construction lenders along with other real estate oriented activities including commercial real estate and the origination of residential mortgages. Our real estate and commercial lending combined with consumer and small business round out the areas of concentration in our loan portfolio.  Both our deposits and lending activities are highlighted by our competitive products and services and by our distinctive brand of personalized service. We continue to strive to deliver quality products and services in a professional and friendly manner.