Special Services
INSTANT RESERVE
For just $32 a year, you can arrange with Polk County Bank for Instant Reserve funds to be placed in reserve for you behind your personal checking account. Instant Reserve funds puts from $250 to $5,000 into your account, allowing you to meet emergency situations through the convenience and privacy of your own checking account.
Instant Reserve Checking Works Like This:
Polk County Bank places money into a reserve behind your checking account. To draw on your Instant Reserve Funds you just write one of your personal checks. When any check (or checks) overdraws your account, the bank automatically transfers funds in multiples of $250 from your Instant Reserve fund to your checking account. Your monthly checking statement contains a separate section showing all Instant Reserve account activity. You may request a change in your maximum credit at any time.
How to Repay your Instant Reserve Account:
The repayment schedule is simple, convenient, and is based on the amount owed at the end of your statement period. Your payment is automatically deducted from your checking account sixteen days from your statement cycle, or you may pay any additional amount you wish by check. The monthly payments not only reduce your loan balance, but also rebuild your available credit for future use.
SAFE DEPOSIT BOXES
Please note, boxes and their contents are not insured. Check your home Polk County Bank location for safe deposit box sizes and availability.
SERVICES FREE TO OUR CUSTOMERS
- Coin counting
- ATM withdrawals within the SHAZAM® Privileged Status network
SERVICES AVAILABLE TO OUR CUSTOMERS*
- Notary services
- Local fax machine transmission
- Wire transfers (foreign, domestic, incoming, and outgoing)
- Cashier's checks
- Image copies and photocopies
- Photo check card
- Telephone transfers