Savings, Money Market, & CDs

BASIC SAVINGS

Maintain a minimum balance of $200 or more, pay no fees and earn interest paid semi-annually.

• Minimum of $200 to open the account
• Minimum balance of $200 to earn interest
• Free banking by phone and online access through personal online banking
• No monthly fee*
• ATM access
• Variable interest rate

* Four free debits or withdrawals per month. After the fourth transaction in one month, transactions are charged a fee of $1 each.

MONEY MARKET SAVINGS

Maintain a minimum balance of $1,000 or more, pay no fees and earn interest monthly.*

• Minimum of $1,000 to open the account
• Minimum balance of $1,000 to earn interest*
• No monthly fee*
• Six free withdrawals per month (no more than three third-party checks)**
• Variable interest rate paid monthly. No interest paid for days below minimum balance
• Monthly statements and imaged checks returned
• Free banking by phone and online access through personal online banking
• ATM access

*If balance falls below $1,000 a fee of $15 per month will be charged.
**After the sixth transaction in one month, transactions are charged a fee of $8 each.

MIGHTY OAKS KIDS CLUB (UNDER AGE 16)

Open a special account to encourage our young customers to save.

• Minimum of $5 to open the account
• Minimum balance of $5 to earn interest*
• Four free debits or withdrawals per month**
• Variable interest rate

*If balance falls below $5 no interest will be paid.
**After the fourth transaction in one month, transactions are charged a fee of $1 each.

Click here to download a pdf of the Mighty Oaks Kids Club Brochure.

IRA (INDIVIDUAL RETIREMENT ACCOUNT)

Ask any of our Personal Bankers about an IRA to help select what's right for you.

• Traditional and Roth IRAs*
• No fees or set-up charge
• Interest paid semi-annually
• Deposit up to $5,000 per year, per individual
• 12 months fixed rate or 18 months variable interest rate
• Automatic deposits available

* Some restrictions may apply.

CERTIFICATES OF DEPOSIT

Select the term you want from 3 to 60 months to earn more interest.

• No maintenance fees
• Deposit requirements and rates vary
• Early withdrawal penalties