Golden Oak Club
The Golden Oak Club is a prestigious club that offers exceptional banking services and special benefits. Any valued customer of Polk County Bank who is 50 years of age or better and meets the qualifications may join the club. The Club is widely recognized in the community as the go-to destination for travel, seminars, lunches, and activities.
Club members take advantage of scenic trips to New York, New England, San Francisco, Chicago, Kansas City, St. Louis, and more. The advantage of traveling with the Golden Oak Club is that every detail is taken care of for you. Your role is to enjoy yourself and to experience all the fun, food, and festivities of the exciting destinations.
So join the Club. Pack your bags. There is an exciting Golden Oak Club travel opportunity or luncheon calling your name.
Click here to learn about the Golden Oak Club 2009 trips and activities.
Membership in the Golden Oak Club is easy. To qualify you must:
- Open or have an existing Polk County Bank checking account
- Maintain a combined balance that equals $1,500 in any Polk County Bank checking and/or savings account
- Be 50 years of age or better
- Enjoy optimal service and the opportunity to meet new friends and to go exciting places
- Customers who use a joint checking account may quality if either person is 50 years or better
Member Benefits
In addition to a cornucopia of interesting trips, lunches, and activities, the Golden Oak Club offers its members extraordinary value that begins with these benefits:
Free Checking Account
Your Golden Oak Club checking account is a real value. Not only are your Club checks free, there is NO monthly service fee.
Bonus Rate on Certificate of Deposit
As a Club member, you'll earn more interest over longer periods of time. A bonus can be paid on CDs that have maturities of 18 months or longer.
NO Fee Golden Oak Bonus-Banking Services
The following bonus-banking services are provided at no charge to Golden Oak Club members:
- Cashier's Checks
- Notary Services
- Local Fax Services
Discounted Banking Services
Do you need to stop payment on a check? Not a problem. As a Golden Oak Club member the stop payment fee is reduced to $15.
In addition to the stop payment fee reduction, Polk County Bank is pleased to offer Club members a 3 x 5 safe deposit box free for one year or discounted larger sizes for one year.
ATM Debit Card
Our Polk County Bank card gives you a faster way to access your money. Use it worldwide wherever Visa is accepted or at any convenient SHAZAM® ATM machine.
Privileged Status Network
Polk County Bank is a member of the Privileged Status network, which means you can avoid surcharge fees throughout Iowa and the country. Privileged Status is a program developed by the SHAZAM network to help community financial institutions provide their customers with surcharge-free ATM locations.
Look for the Privileged Status logo shown here. You can search online for a Privileged Status ATM in a specific area using the Privileged Status ATM Locator.
24-hour Banking at Your Fingertips
Do you need to see if a check has cleared or a deposit has been processed? There are two ways to stay up-to-the-minute on your account activity:
- www.polkcountybank.com
- 1.800.411.9331 for our automated banking-by-phone system
Overdraft Protection*
No one enjoys the anxiety of worrying about bouncing a check. That is why each Golden Oak Club member is set up with overdraft protection.* You can choose to protect yourself by automatically debiting your savings account or using our Instant Reserve Loan system. Ask a personal banker which system is right for you.
TALK TO A LOCAL CUSTOMER SERVICE REPRESENTATIVE
Golden Oak Club members are treated with special attention that begins by the way we say hello. Every time you call Polk County Bank, you'll talk to a local customer service representative without dialing an 800 number or going through lengthy telephone prompts. That means you'll talk to a person you know right away. Local, personal service... it's why we are here.