Lending Services
Polk County Bank has the capability, flexibility, and expertise to provide your business with the lending services that best help it grow. Plus, Polk County Bank loans stay local where they are serviced by members of your business community.
COMMERCIAL REAL ESTATE LOANS
Expanding? Moving? Preparing for the future? Refinancing existing
facilities? Polk County Bank is your source for interim and permanent financing options. We can structure your financing to fit your financial capacity while protecting your cash flow.
- Competitive, high-quality, low-rate mortgage products
- Highly trained, experienced staff to obtain the very best terms for you
- Local processing and closing – no new faces
- Local loan decision making for loans that will be serviced at Polk County Bank
OPERATING LOANS
Amortized Loans
When your business needs money for capital improvements, working capital loans (long-term and short-term), inventory expansion, leasehold improvements or machinery and equipment, we deliver flexibility, options, and competitive rates.
Operating Lines of Credit
Ready lines of credit can help you stay financially flexible to handle growing accounts receivable and inventory, expanding payroll, seasonal operating capital needs, short-term equipment purchases, and so much more.
Other Types of Business Financing
- Construction Lending
- Letters of Credit
- Business Acquisition Financing
- Capital Asset Lending
- Investment Real Estate Financing