Bank History

Polk County Bank's predecessor, the Polk City Savings Bank, opened for business on April 1, 1903 in Polk City, Iowa. A.F. Miller joined the bank in 1910.

A.F. grew the bank, guiding it through the depression and banking turmoil of the 1930s. Under A.F.'s leadership, the bank outgrew its original quarters in the I.O.O.F. Building in Polk City and moved across the street to the corner of Second and Broadway.

TWO MORE GENERATIONS OF GROWTH

By 1950, W.C. Miller, A.F.'s son, joined the bank and was named Cashier. W.C. became president in 1963 following his father's death. The bank experienced huge growth in Polk City thanks to the economic development stimulated by the nearby Big Creek and Saylorville Dam projects.

Robert J. Miller, son of W.C. and Timmy Miller, joined the bank in 1971. The bank's continued growth soon required a larger headquarters and the bank moved to its current location in Polk City, just west of the former building.

In 1985, Robert Miller was named President and CEO, succeeding his father in that position. He helped bring the bank through a multitude of technological and regulatory changes, making Polk City Savings Bank one of the first banks to adopt ATM banking.

ENTERING THE 21ST CENTURY AND ADDING THE FOURTH GENERATION

In 1996, Polk City Savings Bank changed its name to Polk County Bank to better reflect its regional scope. Tom Miller, the fourth generation of the family to work at the bank, witnessed the May 1997 ground-breaking ceremonies of our newest location in Johnston, Iowa.

Tom Miller was named Vice President and Cashier in 2004, and with his operational oversight, the bank continued to grow. A third location was opened in 2006 in Urbandale at 4501 Urbandale Drive and land was secured for a fourth location on the edge of Urbandale and Windsor Heights.

In 2008, Tom Miller was named President of Polk County Bank.

Click here to download the story from the Des Moines Business Record "Polk County Bank Turns 100," May 26, 2003 (PDF download).

Click here to view a historical perspective of Wilbur C. Miller "Memoirs of PCB" (Quicktime video).